Questions to ask are these:
1. Would you be driving a vehicle to the property to park?
2. Do you purchase a lot of merchandise and park gear?
3. What do you do about food? Bring your own lunch? Or frequent some food in the park?
4. Do you plan on visiting Sea World? Aqautica? Adventure Island?
The FunCard is essentially a good deal if you plan on going and visiting the park without driving there to park, and buying a ton of merchandise of food.
A pass will allow you those perks. It's not really a big deal but they have for instance a Sea World and BG annual pass for $199. If you were to get a FunCard to both (roughly) $170 is what you'd pay. Now remember the AP comes with the perks the fun card doesnt. So lets say you visit both Tampa and Sea World 5 times each with a FunCard. 10 times total between the two and you pay 15 each time for parking, that's $150. With an Annual Pass , it's free. So in a year's time you can wind up paying $320 for a FunCard visiting 10 times just on parking to both parks, or pay $200 and visit both free of charge parking. Thats a $120 difference. This is not including Merchandise and Food!:smiley: