I'm actually opposite. Being stranded at Disney during Irma was quite possibly my favorite Orlando trip ever.
Prices are less, etc. It was actually the exact same amount of points to fly MCO-FLL-NAS, NAS-DAL as it was to fly MCO-DAL. ~$40/person difference in fees and that's it. I had 4 free nights at Atlantis I was actually just going to let die, but with the flight costs being so cheap at that point, I went ahead and pulled the trigger.
My advice: As a tourist, you need to have trip delay and interruption insurance during hurricane season.
Whether it's through a CC or whether you buy it outright; having insurance in Sept/Oct is a necessity.
I'm first hand proof of it. Received $2,000 for my Irma portion and I used every bit of it; but got to stay at the contemporary, eat good food, etc.
Had a mechanical delay coming back from a Universal trip earlier this year and spent the night at the Floridian, drinks by the pool, and eating at Narcossee's (which sucked, for the record).