I'm not a huge fan of It (the Curry or Skarsgard versions) but even I think It could be distilled down to a pretty scary house.
That said, I too enjoy just plain dread. Seeds did this perfectly for me. There are, of course, instances of combining "jumpscares" with dread. Laugh at me all you want, but I think the first FNAF does this very well, I think it builds an atmosphere of dread masterfully. (Doesn't mean I want FNAF to come anywhere near Horror Nights, but I'd love an original version!)