Oh I definitely agree there. The cultures are completely different. You are spot on with the the lack of individuality at UC. It is increasingly frustrating for many at the place. Disney does buy some things outright, but a lot of work is still bid out. The primary difference in the bid process is that Disney provides a mountain of detail to describe what they want, and it better match their description exactly when it's done. UC is much more vague in what they want, thus it enables contractors to have some leeway in quality, and of course UC goes with the cheapest bid. While this is a flaw for UC, there are plenty of flaws in the WDI model too which goes without saying.
Ah, we disagree here. I think story is absolutely important. While plot can add to an attraction, in many ways it detracts. When there's a strict following to a plot there's often a misunderstanding of the theme park medium. Movies are for plots. When you have 2 hours to tell a story, you have plenty of time for a layered progression. Trying to cram that in a medium designed to be less than 10 minutes can work when the plot is straight and to the point (Spiderman, Indiana Jones, Shanghai Pirates, etc come to mind), but when you have minutes of straight exposition (F&F or Gringotts) it just doesn't work, and feels disjointed in my opinion.
Undoubtedly, budgets are a massive factor. Culture is as well, but in some ways budget dictates culture, so that can be considered null sometimes. Universal has become lazy in terms of quality. The one attraction per year mandate has stretched UC resources extremely thin, and it's showing. I would much rather have to wait 2 years for a quality attraction than get 2 mediocre ones.
I would also point out that Universal wouldn't be building a third gate right now unless it was absolutely necessary. They're also very timid about Disney's projects. Universal management has delayed many projects to wait and see what effect Disney's pipeline has on the market. They were like a dog on a power trip, but at the first sign of a bark back, they're cowering with their tail between their legs.
As I said, the ride will end with a crash landing. The cylindrical structure seen here in the model is the ride exit. It's our crashed escape pod.